The Trust Economy

Highlights from “The Trust Economy” by Kelly MacInnis. Posted in his blogs here and here

This is a GREAT POST and should be read all the way through. I am just posting highlights but there is so much more information. I know this info takes a lot of time to read and absorb but it is so worth it. Is anything truly good ever easy?


Something big is coming. It can be really good or it can be really bad. This is a detailed outline of the good. The Trust Economy offers:

• A simple, elegant, fast, and peaceful solution to the world wide financial crises.

A workable answer to the demands of the 99% that can be implemented by the 99%

• Leverages existing models and available tools to manage and distribute resources in a fair and equitable manner.

• Easy to understand and implement.

• Creates a system that can not be stolen from or manipulated by a few at the expense of everyone else.

• Automatically aligns itself with the whole, without diminishing personal property or responsibility.


In the nineteen sixties and seventies, when technology was growing up, it was often said that technology would solve the worlds ills by making more abundance, shorter work weeks, and less toil and struggle. Robotics and computers were supposed to make life better for everyone.

In the years since, we have seen the potential of these things. We now have the technology to build a car, for example, without it ever being touched by human hands. But we don’t do this. The reason we don’t use the full extent of our automation abilities is because if we did, we would be putting hundreds of thousands of people out of work. They would be unable to feed their families.

Our financial system has no mechanism to distribute wealth created by technology to the common good. In the current model, a robot, or a human slave’s work can never feed the person it replaces; it can only increase the profits of the company that uses it. This causes a redistribution of wealth from the ones that were doing the work to the select few that have a financial stake in the company.


We have the lowest paid workers in the world handling our most valuable resource, food, while our highest paid workers, executives, seem to do nothing but create more problems for the world to solve. There are important things that our planet and all people need. Things that we can develop and produce, like renewable energy. Yet we are doing next to nothing to move these things forward. Why? Because of ‘market forces’.

World wide, health care systems focus on profit rather than health; developing cures not for the biggest problems but the biggest profits. There is a shortage of general medical doctors, Why? Because the market pays more for specialists. We design drugs that keep people sick and needing drugs instead of addressing root causes of problems. The market pays more when people are ill.


The last time world financial systems collapsed, in the nineteen twenties, the USA changed from the gold standard to Federal Reserve notes that are the world trading currency today. This change was done to obscure the simple fact that the monetary system was broken. More money was borrowed than was available. The money was lent to people who’s ability to pay it back was entirely dependent on the further advancement of credit. When the USA changed from the gold standard, they fundamentally changed the nature of money. Before that time money represented something that had an actual value. What that value was could change but it would never be zero. Since the change though, money’s actual value has been entirely open to interpretation. It is roughly a representation of human energy used plus natural resources that are in use. In addition to all the issues listed above, the main problem with this form of exchange is that its value is intangible and can not truly be known.

Hiding the credit/value problem in the Federal Reserve restored confidence in banking and money and, to some extent, restored order to the system. The underlying problems were never addressed and exist to this day. This is why a bunch of questionable mortgages can bring the whole system tumbling down.


Money does not motivate people to do work. People do work because they want to improve their lives. Within the current financial structure, that is almost impossible. The people who don’t want to work are not working now. The system still functions. It addition, there are a large number of people working in the Financial, Insurance, and Real Estate industries that are willing and happy to do productive work but, are not doing anything productive at all. They are just maintaining the illusion. Continuing to use money, or trying to assign value to human work, is stifling human development. It is causing hunger and misery in the USA and around the world. Our financial system is allowing greed and fear to lord over us all.

In a truly free market, the wants and needs of the people are met by the people through participation in projects that the people see adds value to their lives. Things that hurt people don’t get supported and so, don’t happen. Things that seem like a good idea but turn out to be otherwise, are easily stopped because it is clear that no one can gain from continuing. Can we say these things about our economy today?


The Trust Economy already exists. It is used by businesses and individuals every day. The best natural example is nature. The Trust Economy is the primal economy. It is the economy through which we receive all of the raw materials we use in this world. Trees don’t charge the squeals for nuts, the field doesn’t charge the mouse for grass, or rent for its home. This example, while most important, is a little crude for our purposes. It lacks human consciousness; understanding, wisdom, and compassion. It operates on the same mechanistic level as our primitive emotions. Conscious humans, with the right intentions, can leverage the Trust Economy in ways Nature alone never could. Nature is proof though, that we are not going to dry up and blow away if we choose to live within the Trust Economy.


Now you are asking who is going to take out the trash? And the answer is, we have to figure that out. There is much more incentive to have less trash. There is the service aspect, If your needs are met and you like your life, are you likely to be willing to do things to maintain it? Last of all there is the need for punitive things. We have laws. If you break the laws you still get punished. Maybe you get 6 months of trash duty for littering, A year on the road maintenance crew for a DUI. There are lots of jobs that need to be done that are not most peoples best. We are no longer hampered by the cost of development, the only cost is time. We are not needing to create jobs so people can eat. We can figure out ways of automating the jobs that are really nasty or would be done more efficiently by machines. Other jobs are only bad because they are designed by people that only care about money, not peoples health. They don’t pay attention to ergonomics until someone dies or the government makes them. If everyone opts for the solar cell production facility and no one shows up to do coal mining, would it really be that bad?

How would government change? Maybe our representatives would be interested in helping the people instead of feeding the biggest contributor’s business. Maybe it would start to look like it was designed to look.

What industries would go away? Financial industry, Insurance, Real Estate. The Medical industry would change a lot. Heroic cures at the last second would quickly become a last resort. Of the diseases we now spend so heavily on would be treated with preventative care because it only makes sense to wait if you get paid the most in an emergency. Chemical companies would have a huge change in there product lines and there production methods but they would be about the same size. Distribution industries would grow and become much more automated. Marketing, advertising will still be around but they will be talking about different things. Travel and leisure industries would grow and change. People working in resorts would be equal with the ones resorting so there would be less of a server, served mentality. People very much enjoy helping other people relax and have fun though so I doubt there would be much trouble finding people to help.


We are actually at an excellent time for this shift. Most people have already lost 40% or more of their asset wealth. When the Euro fails, and it will soon, our financial losses world wide will be close to 100%

In a few weeks our money will be known to have no value. The people of the world are going to be pissed off. If there is a way to have an abundant life anyway, Most people will take it. There will be two options then. People can riot, fight, steal, starve and die or people can live in a better world with a bank that is full of resources and no way to rob it. What will you choose?

Governments and business leaders will never implement the Trust Economy. They will fight it tooth and nail. Implementation will have to be done by the people for the people. Small businesses and individuals will switch in a heartbeat as soon as money has no value. Larger business and energy companies will have to be forced to comply by their workers behaving within the new structure. If a large business or corporation resists all the workers will just have to leave and let them stew for a while. They won’t have a work force so they won’t have a choice. They can let their product rot or distribute it.


Please go read the whole thing if you thought this was interesting. We can DO THIS.


3 thoughts on “The Trust Economy

  1. I find your column very interesting. The last part made me think of a system that some people on Creta (Greece) implemented because there were no euro’s left, but they had all their goods. So they came up with the Kaereti. It’s a small exchange project in wich people can exchange their products and goods, and local businesses and people join a sort of club. So the olive-farmer doesn’t have to throw away all his olives, because no one has any money, and doesn’t have to be uninsured, but he pays his insurance with his olives, and the Kaereti is the system they use to exchange their goods. Perhaps it is a small step inbetween. You see things like this coming up really fast nowadays, just like small local moneysystems without big banks involved, such as the Brixton-Pound. Due to the Brixton pound, the money stays with the people, instead of disapearing in big financial systems. Just wanted to share, it’s a way to stop all the money from going to the big banks, everyone can start trading with eachother, just make yourself less dependant on the big moneycycle…

    • (just so it’s clear – i didn’t write this post. it’s highlights from a post by Kelly MacInnis and is on his sites that I referenced at the beginning of the post.)

      that’s so great that Creta has started implementing that. i hadn’t heard about it. yah, i think think these sorts of systems are forming all over, and my hope is eventually all the individual systems will grow big enough to start intersecting. implementation from the bottom up, like grassroots stuff. that’s the only way this will truly grow to cover the globe and connect us all in one huge system of reciprocation.

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